Site Logo



White page

13 Steps to Success! 

Knowing what to expect from

As soon as you Request your Free No-Obligation Strategy Session with one of our Authorized Wealth Strategist, we will arrange a date and time to discuss how the Infinite Banking Concept can impact your life directly.  

If you start today, you could begin to take back control of your financial future within the next 60 days. 

Having the Right Team Makes
the Biggest Difference
Step 1. Your Authorized Wealth Strategist will answer all your
questions and help you identify short and long term financial


Step 2. Your Authorized Wealth Strategist will create a personalized

solution that will show you how the infinite banking concept will 

help you achieve your primary goals. Keep in mind that each policy is

tailored to your individual needs and circumstances. There is no

one size fits all type of strategy.

Step 3.Your Wealth Strategist will help you determine how much you’ll fund your policy with and where you’ll find the funds to do it. Our Wealth Strategist are masters at helping you restructure your finances to free up additional seed money to fund your plan.  

Step 4. Identify who should be the owner of the policy and who should be the insured. Note: As long as you are the owner of the policy, you control the policy and the money in the policy. (For that reason, neither health nor age is necessarily a barrier.) Many couples start two policies at the same time, one for each of them, and some also start policies for each of their children. 

Step 5: Complete the insurance company’s application. (Your Wealth Strategist will recommend the best company for your situation.) The first premium is typically included with your application. 



Step 6: Your application goes to the insurance company’s underwriting department, which will, in most cases, require the proposed insured take a medical exam. The exam is often done in the privacy and convenience of the insured’s home or office.

Policy approval takes an average of 30 days, however, in some cases, it can take up to 60 days.  

Step 7: When the policy is issued, your Wealth Strategist will review it with you and you’ll have a “free look” period (which varies by state) to accept or reject the policy. 

Step 8: Premium payments begin on the schedule you’ve chosen (monthly, quarterly, semi-annual or annually). 

Step 9: Plan to meet semi-annually with your Wealth Strategist to review your policy, track your progress, and make any adjustments dictated by changes in your situation. 

Step 10: Based on initial and ongoing planning with your Wealth Strategist, you can start using your policy to become your own source of financing immediately. Make sure you pay your policy loans back just as you would be required to by a traditional financial institution. (Your Wealth Strategist will assist you in strategically planning the best way to pay back your policy loans) 

Step 11: Open up a new policy (based on need and cash flow) periodically to assist you in achieving even more and bigger goals. 

Step 12: Once your retirement goals have been reached, start taking a retirement income you can predict and count on. Your advisor can assist you in structuring the way you take your income so that you do it with minimal or no tax liability (according to current tax laws). 

Step 13: Nothing is certain except death and taxes, but at least you can minimize your taxes. Your death benefit (less any outstanding loans) passes income tax- free (under current tax laws) to your loved ones, favorite charities or other beneficiaries. It’s the final grand gesture following years of great benefits that will have improved and enhanced your lifestyle. 

Schedule your Strategy Session to learn exactly what it's like to join the winning TEAM!  




This website uses cookies to ensure you get the best experience on our website. Learn MoreGot it!