WEBSITE TERMS AND CONDITIONS (“Terms of Use”)
Terms of Service: Infinite Wealth Strategist Ltd Company
Important Notice: Read First
The Trust Book and all related materials sold by IWS, including the IWS Vortex Legacy Trust Book, are educational and templated intellectual property. They are not legal advice, tax advice, financial advice, asset-protection advice, or investment advice, and they are not a substitute for advice from a licensed attorney, CPA, or other qualified professional in your jurisdiction.
No attorney-client relationship is formed between you and Gene N. Chavez, Esq., between you and Infinite Wealth Strategist Ltd Company, or between you and any other IWS personnel, by reason of your purchase, your access to the Materials, your participation in onboarding, or any communication with IWS staff (whether by email, phone, SMS, video, in the Coaching Portal, or otherwise). Any communications you receive from Gene N. Chavez, Esq. or other counsel referenced in the Materials are made in his capacity as a representative of the third-party law firm that serves as the Settlor of Record for the trust instrument, not in any capacity as your attorney.
Consult a licensed attorney admitted in your state, and a qualified CPA or tax professional, before implementing any trust structure or making any tax, financial, or estate-planning decision based on the Materials.
Welcome to www.liveiws.com (the "Site"), operated by Infinite Wealth Strategist Ltd Company ("IWS," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the Site, the IWS Vortex Legacy Trust Book and any other product or service we offer, the Coaching Portal, onboarding materials, coaching resources, the private learning community, and any related content (collectively, the "Services").
By accessing the Site, submitting an order, or using any Service, you signify that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree, you must not access the Site or use any Service.
These Terms are supplemented by: (1) our Privacy Policy at liveiws.com/liveiws-privacy-policy; and (2) any applicable Purchasing Agreement you execute at the time of purchase. In the event of a conflict between these Terms and the Purchasing Agreement on a matter specific to your purchase, the Purchasing Agreement controls. In all other respects, these Terms govern.
1. Description of Services
IWS provides educational materials and proprietary templated documents relating to private trust structures. The primary product is the IWS Vortex Legacy Trust Book (the "Trust Book"), a personalized, printed, physical book containing the IWS Vortex Legacy Irrevocable, Non-Grantor, Complex, Discretionary Trust with Spendthrift Provisions. Purchases also include access to:
- A private onboarding program;
- Coaching resources and educational manuals;
- A private member learning community;
- The IWS Coaching Portal, including the immersive onboarding room, manual hub, operations center, recorded curriculum, and live session calendar; and
- Coordination of the trust's first-year Form 1041 (and any state equivalent) tax preparation through Grigsby Accounting Group as described in the Purchasing Agreement.
The Trust Book and all related materials, including all written, audio, video, software, template, workflow, and curriculum materials (collectively, the "Materials"), are educational and templated intellectual property only. They do not constitute the practice of law, the practice of accounting, or legal, tax, financial, or asset-protection advice. IWS makes no representation or warranty that the trust structure described in the Materials is valid, enforceable, recognized, or effective in any particular jurisdiction. The legal and tax consequences of implementing any trust structure depend upon your individual circumstances, the proper drafting and execution of supplemental documents, your funding of the trust, applicable state and federal law, and other factors outside IWS's control. You should consult a licensed attorney and a qualified CPA or tax professional in your jurisdiction before implementing any trust structure.
2. No Attorney-Client Relationship; No Unauthorized Practice of Law
2.1 No Attorney-Client Relationship
No attorney-client relationship is formed between you and IWS, between you and any IWS owner, employee, contractor, agent, or coach, or between you and Gene N. Chavez, Esq., by reason of:
- your purchase of the Trust Book or any other Service;
- your receipt of the Materials;
- your access to or use of the Coaching Portal, the onboarding program, manuals, recorded curriculum, or the private community;
- any communication, written or oral, with any IWS personnel including Mr. Chavez, whether by email, phone, SMS, video conference, or in person;
- your participation in any group call, mastermind, or live session.
Communications between you and IWS are not protected by attorney-client privilege or the attorney work-product doctrine. If you wish to receive legal advice or establish an attorney-client relationship, you must engage independent counsel licensed in your state under a separate written engagement agreement.
2.2 Capacity in Which Mr. Chavez Acts
Gene N. Chavez, Esq. is a New Mexico-licensed attorney who serves as the authorized representative of a third-party law firm that acts as the Settlor of Record for the IWS Vortex Legacy Trust. Mr. Chavez signs the trust instrument in that capacity. Mr. Chavez does not represent the Buyer, does not represent any Trustee, Beneficiary, or Custodian named in the Trust Book, and does not represent any holder, transferee, or person interested in any trust formed using the Materials. The Buyer is not the Settlor and Mr. Chavez does not represent the Buyer.
2.3 No Unauthorized Practice of Law
The Materials are sold and delivered as educational and templated intellectual property. IWS is not a law firm. The Materials are not state-specific advice, are not customized to your individual legal facts, and do not constitute the practice of law in any jurisdiction. IWS does not, and is not authorized to, practice law in any state in which any individual IWS owner or employee is not personally licensed. No statement, presentation, video, slide, document, or coaching call provided by IWS staff or coaches who are not personally licensed attorneys in your state is a substitute for legal counsel in your state. Before signing, funding, or operating any trust based on the Materials, you must consult a licensed attorney admitted in your state.
2.4 Tax Preparation Services
The first-year Form 1041 tax preparation included with your purchase is performed by Grigsby Accounting Group, an independent third-party CPA firm engaged separately from IWS. Grigsby Accounting Group is the preparer of record under its own engagement letter, professional standards, and confidentiality obligations. IWS facilitates the engagement but does not itself prepare or sign tax returns and does not provide tax advice.
2.5 Insurance
To the extent IWS facilitates introductions to insurance products for a limited subset of clients, those products are offered and sold by licensed insurance professionals under their own licenses, in compliance with applicable state insurance laws. IWS makes no representation or warranty about the suitability of any insurance product for your circumstances, and any insurance recommendation you receive is from the licensed agent, not from IWS in its corporate capacity.
3. Eligibility and User Representations
You must be at least 18 years of age and legally capable of entering into a binding contract to access or purchase any Service. By using the Site or submitting an order, you represent and warrant that:
- you meet the age and capacity requirements above;
- the personal information you provide (including any information about Designated Trust Persons) is accurate, current, and complete, and you have any authority required under applicable law to provide that information to IWS;
- your purchase and use of the Services are not for the purpose of evading creditors, perpetrating a fraud, evading tax due and owing, or any other unlawful purpose;
- you are not on, and you are not acting on behalf of any person on, any U.S. government list of restricted parties (including the U.S. Treasury Office of Foreign Assets Control's Specially Designated Nationals list, the Bureau of Industry and Security Entity List, or any equivalent restricted-party list);
- you are not a person with whom U.S. persons are prohibited from transacting business under applicable economic sanctions or export-control laws.
IWS reserves the right to refuse service to anyone, in our sole discretion, including for incomplete, inaccurate, or suspected fraudulent information.
4. Purchases, Refunds, and Payment
4.1 Purchasing Agreement Controls
All purchases are governed by a separate Purchasing Agreement that you will be presented with and must execute prior to completing your order. The Purchasing Agreement contains the price, payment terms, refund policy, reprint policy, delivery terms, dispute-resolution acknowledgments, and other purchase-specific provisions. The Purchasing Agreement is incorporated into these Terms by reference. In the event of any conflict between these Terms and the Purchasing Agreement on matters relating to your specific purchase transaction, the Purchasing Agreement controls.
4.2 No Refund After Access
Due to the nature of personalized intellectual property and immediately-accessible digital materials, refund eligibility is governed by the Purchasing Agreement. In summary, and without limiting the Purchasing Agreement: (a) you may request a full refund within three (3) calendar days of delivery by returning the Trust Book in its original, sealed, unopened condition; (b) once you open the Trust Book or access any portion of the Onboarding Program or Materials, all refund rights are extinguished; (c) one free reprint is available for verifiable IWS clerical errors reported within three (3) calendar days; and (d) other reprints are subject to a $500 reprint fee. The actual terms in the Purchasing Agreement control.
4.3 Payment Processing
Payment processing is provided by Stripe, Inc. ("Stripe") under Stripe's own terms and privacy policy. By submitting payment information, you authorize IWS and Stripe to charge the amounts described in the Purchasing Agreement. IWS does not store full payment card numbers or full bank account numbers. ACH transactions are subject to standard clearing timelines and to the rules of NACHA, The Electronic Payments Association.
4.4 Chargebacks and Payment Disputes
Before initiating any chargeback, ACH reversal, or payment dispute with your bank or payment processor, you agree to first contact IWS in writing at the email address in Section 17 and allow IWS thirty (30) days to investigate and attempt to resolve the dispute, consistent with the Purchasing Agreement. Any chargeback initiated in breach of this clause and the Purchasing Agreement is a material breach. IWS reserves all rights to contest the chargeback and to recover, through arbitration or otherwise, all costs, fees, and damages caused by an improper chargeback, including the price paid, processor fees, attorney fees, and arbitration costs. Nothing in this section limits any right you may have under applicable federal or state law, including any right to dispute unauthorized charges.
4.5 Taxes
You are responsible for any sales, use, or other taxes lawfully imposed on your purchase that are not collected by IWS at checkout.
5. Intellectual Property
5.1 Ownership
All content on the Site and in the Materials (including but not limited to the trust language, structural design, educational content, manuals, video and audio recordings, software, workflows, automation templates, worksheets, text, images, illustrations, logos, trade dress, trademarks, service marks, and branding associated with "Infinite Wealth Strategist," "IWS," "IWS Vortex Legacy Trust," "Vortex Legacy," and any related names or marks) is the exclusive proprietary property of IWS, its licensors, and (with respect to the trust language) the third-party Settlor law firm and Mr. Chavez. The Materials are protected by United States copyright, trademark, trade-secret, and other intellectual-property laws, and applicable international treaties. Nothing in these Terms or the Purchasing Agreement transfers any ownership interest in the Materials, the Site, or any IWS intellectual property to you.
5.2 Limited License
Upon completion of your purchase and full clearance of payment, IWS grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to use the purchased Trust Book and Materials solely for your own personal, non-commercial purposes in connection with the administration of your own trust. This license does not include the right to:
- copy, reproduce, republish, upload, post, transmit, distribute, mirror, frame, scrape, or otherwise make available any Materials, in any form or by any means, except as strictly necessary to administer your own trust;
- modify, adapt, translate, or create derivative works based on any Materials;
- publicly display, publicly perform, broadcast, or commercially exploit any Materials;
- use the Materials, the IWS name or marks, or any IWS branding to market, promote, or solicit the sale of any product or service;
- sell, sublicense, transfer, assign, lease, rent, or commercialize your rights in the Materials to any third party;
- use the Materials to create, train, fine-tune, or improve any artificial-intelligence model or machine-learning system;
- use the Materials to draft, sell, license, or distribute trust documents or estate-planning documents to or for any third party;
- use the Materials to create competing products, services, courses, or curricula, including any "white-label" or "private-label" derivative;
- share login credentials, share community access, or provide community or portal access to any third party; or
- reverse engineer, decompile, or attempt to derive the source code of any IWS software, automations, or templates beyond what is permitted by applicable mandatory law.
5.3 Feedback
If you provide IWS with comments, suggestions, ideas, or other feedback regarding the Services or Materials ("Feedback"), you grant IWS a perpetual, irrevocable, worldwide, royalty-free, sublicensable, transferable license to use, reproduce, modify, and incorporate the Feedback into the Services and Materials, without obligation or compensation to you.
5.4 DMCA / Copyright Complaints
If you believe content on the Site infringes your copyright, please send a notice that complies with the Digital Millennium Copyright Act, 17 U.S.C. § 512, to our designated agent at the address in Section 17 with the subject line "DMCA Notice." Your notice must include: (a) a physical or electronic signature; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the allegedly infringing material with sufficient detail to locate it; (d) your contact information; (e) a statement of good-faith belief that the use is not authorized; and (f) a statement, under penalty of perjury, that the information is accurate and that you are authorized to act on the copyright owner's behalf. We may forward your notice to the alleged infringer and remove or disable access to material in our discretion.
5.5 Enforcement and Injunctive Relief
You acknowledge that any unauthorized use of the Materials, or any breach of the license restrictions in Section 5.2, will cause irreparable harm to IWS for which monetary damages would be an inadequate remedy. IWS may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent or stop any actual or threatened infringement, misappropriation, or breach, without the requirement of posting a bond and notwithstanding the arbitration provision in Section 9. A party who is unsuccessful in defending an IP-enforcement action will reimburse IWS's reasonable attorney fees and costs to the extent allowed by law.
6. User Conduct and Acceptable Use
When accessing the Site, the Coaching Portal, the private learning community, or any IWS resource, you agree to:
- provide accurate, current, and complete information as required, including consistent use of the email address provided at the time of purchase;
- maintain the confidentiality of any login credentials and promptly notify IWS of any unauthorized access or suspected breach;
- use the Materials and community only for lawful purposes and in compliance with all applicable federal, state, and local laws;
- treat other community members and IWS personnel with respect and refrain from harassment, hate speech, threats, defamation, doxing, sexual content, or other objectionable conduct;
- refrain from spam, unauthorized solicitation, multi-level-marketing recruiting, "private message" pitching, or any unauthorized commercial activity in the community;
- refrain from posting, uploading, or transmitting any content that infringes any intellectual-property right, violates any privacy or publicity right, or contains malware, viruses, or other harmful code;
- refrain from attempting to disrupt, probe, or compromise the security of the Site, the Coaching Portal, or any IWS system, including unauthorized access, scraping, or denial-of-service activity;
- refrain from impersonating any person or entity, including any IWS employee or another community member;
- refrain from recording any live IWS session, screen-capturing the Coaching Portal, or otherwise reproducing IWS content in any form except as expressly permitted;
- refrain from using the Materials in any manner that would expose IWS, its principals, or its licensors to liability for the unauthorized practice of law, including holding yourself out as having received "legal advice" from IWS or Mr. Chavez.
IWS reserves the right, in our sole discretion, to investigate suspected violations and to suspend or permanently terminate your access to the Site, Coaching Portal, community, or any Materials for any violation of these Terms or the Purchasing Agreement, with or without prior notice and without refund. Upon termination, the license granted in Section 5.2 terminates immediately. The provisions of these Terms that by their nature should survive termination (including Sections 2, 4, 5, 7, 8, 9, 10, 11, and 14 through 17) will survive.
7. Disclaimers of Warranties
The Site, the Materials, and all Services are provided "as is" and "as available," without warranty of any kind. To the maximum extent permitted by applicable law, IWS expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to: (a) any implied warranty of merchantability; (b) fitness for a particular purpose; (c) title or non-infringement; (d) the legal validity, enforceability, asset-protection effectiveness, creditor-protection effectiveness, or tax effectiveness of any trust structure described in the Materials; (e) achievement of any specific financial, tax, asset-protection, or estate-planning outcome; and (f) any warranty that the Site, Coaching Portal, or Materials will be uninterrupted, error-free, or free of viruses or other harmful components.
You acknowledge that:
- the Materials are templated, not state-specific;
- proper formation, execution, and funding of any trust requires acts you must perform in your own jurisdiction;
- legal and tax outcomes vary by state, by individual facts, and over time as laws change;
- IWS does not, and cannot, guarantee any creditor protection, tax minimization, regulatory acceptance, court acceptance, or any other outcome from your use of the Materials;
- you are not relying on any oral or written statement made outside these Terms or the Purchasing Agreement.
No oral or written information or advice given by IWS, its owners, officers, employees, agents, coaches, or affiliates creates any warranty not expressly stated in these Terms or the Purchasing Agreement. You assume all risk for your use of the Site, the Coaching Portal, and the Materials.
8. Limitation of Liability
To the maximum extent permitted by applicable law, IWS, its owners, officers, employees, agents, coaches, affiliates, licensors, and successors shall not be liable to you for any indirect, incidental, special, exemplary, punitive, or consequential damages of any kind, including but not limited to lost profits, lost data, loss of goodwill, loss of business opportunity, loss of asset protection, tax penalties, business interruption, or cost of substitute services, regardless of the cause of action, the theory of liability (contract, tort, negligence, strict liability, or otherwise), and even if IWS has been advised of the possibility of such damages.
In no event shall IWS's aggregate liability to you for all claims arising out of or relating to these Terms, the Purchasing Agreement, the Materials, or the Services exceed the total amount you actually paid to IWS for the specific product or service giving rise to the claim during the twelve (12) months preceding the event giving rise to the claim. This limitation of liability is a fundamental element of the basis of the bargain between you and IWS and shall apply notwithstanding any failure of essential purpose of any limited remedy.
Some jurisdictions do not allow the exclusion or limitation of certain types of damages. In such jurisdictions, IWS's liability is limited to the greatest extent permitted by law. Nothing in these Terms limits IWS's liability for: (a) gross negligence or willful misconduct; (b) fraud or fraudulent misrepresentation; (c) death or personal injury caused by IWS's negligence; or (d) any liability that cannot be excluded or limited under applicable law.
9. Dispute Resolution and Arbitration
9.1 Informal Resolution
Before initiating any formal proceeding, you agree to first contact IWS in writing at the email address in Section 17, providing a description of the dispute and the relief sought ("Notice of Dispute"). The parties will attempt to resolve the dispute informally for thirty (30) days from receipt of the Notice of Dispute. Either party may proceed to arbitration if the dispute is not resolved within that period. For disputes arising specifically from chargebacks, ACH reversals, or payment disputes, the process described in Section 4.4 above and in the Purchasing Agreement applies as a more specific provision and satisfies the informal-resolution requirement of this section.
9.2 Binding Arbitration
Subject to Section 9.5 (Injunctive Relief for IP) and Section 9.6 (Carve-Outs), any claim, dispute, or controversy arising out of or relating to these Terms, the Purchasing Agreement, the purchase or use of the Trust Book, the Materials, or any Service (including disputes about the formation, breach, interpretation, or termination of these Terms) shall be resolved exclusively by binding arbitration administered by the American Arbitration Association ("AAA") under the rules specified in Section 9.3 below, before a single neutral arbitrator.
The arbitration shall be conducted in Albuquerque, New Mexico or, if both parties agree, remotely. The arbitrator's award shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction. The proceedings shall be confidential to the extent permitted by law and the AAA rules.
9.3 Applicable AAA Rules
The applicable AAA rules depend on your status:
- If you are an individual purchasing the Trust Book for personal use (a "Consumer" as defined by the AAA), the AAA Consumer Arbitration Rules apply, including the consumer-protective procedures and fee schedules in those rules.
- If you are a business entity or are purchasing for commercial purposes, the AAA Commercial Arbitration Rules apply.
The arbitrator may award any remedy that a court of competent jurisdiction could award, subject to the limitations in Section 8.
9.4 Class Action Waiver
You and IWS each waive any right to bring or participate in any class, collective, consolidated, or representative action or arbitration.
All claims must be brought in the individual capacity of the party, and not as a plaintiff or class member in any purported class or representative proceeding. The arbitrator may not consolidate claims of more than one person without the written consent of both parties.
If, for any reason, this class-action waiver is found to be unenforceable for a particular claim, then that claim, and only that claim, shall be severed from arbitration and may proceed in a court of competent jurisdiction. The remainder of the arbitration agreement shall remain in full force.
9.5 Injunctive Relief for Intellectual Property
Notwithstanding Section 9.2, IWS may seek immediate injunctive or other equitable relief from a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of IWS's intellectual-property rights, without first engaging in informal resolution or arbitration. Seeking such relief does not waive IWS's right to arbitrate any other claim.
9.6 Carve-Outs from Arbitration
Notwithstanding Section 9.2:
- either party may bring an individual action in small claims court for disputes that fall within that court's jurisdiction, so long as the action remains in small claims court and proceeds only on an individual (non-class) basis;
- either party may bring an individual action to enforce or confirm an arbitration award in a court of competent jurisdiction;
- either party may bring an individual claim that, by federal or state law, cannot be subject to mandatory arbitration.
For California residents and any other state where required, a small-claims-court remedy remains available to you on an individual basis.
9.7 Right to Opt Out of Arbitration
You may opt out of this arbitration agreement by sending a signed, written notice to IWS at the email address in Section 17 within thirty (30) days of your first purchase. Your notice must state your full name, the email address used for purchase, the date of purchase, and a clear statement that you are opting out of arbitration. If you opt out timely, this Section 9 will not apply to disputes between you and IWS, but the class-action waiver in Section 9.4 and the rest of these Terms will still apply.
9.8 Severability
If any portion of this Section 9 is found to be unenforceable, the remaining provisions shall continue in full force and effect, except that if the class-action waiver in Section 9.4 is found unenforceable in its entirety, then the entirety of this arbitration provision shall be void and of no force or effect.
9.9 Statute of Limitations
To the maximum extent permitted by applicable law, any claim arising out of or relating to the Services or these Terms must be brought within one (1) year after the cause of action accrues, or it is permanently barred.
10. Indemnification
You agree to indemnify, defend, and hold harmless IWS, its owners, officers, directors, employees, agents, coaches, licensors, and successors from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorney fees and court costs) arising out of or relating to:
- your breach of any representation, warranty, covenant, or obligation under these Terms or the Purchasing Agreement;
- your unauthorized use of the Materials, the Site, or the Coaching Portal;
- your violation of any applicable federal, state, or local law or the rights of any third party;
- any content you submit, post, transmit, or share through the Site or community;
- any claim arising from your use of the Materials in a manner that exposes IWS or any IWS principal to a claim for the unauthorized practice of law in your jurisdiction;
- any claim by a Designated Trust Person, beneficiary, creditor, or other person interested in your trust arising from your formation, funding, or administration of any trust based on the Materials.
IWS reserves the right, at our own expense, to assume exclusive defense and control of any matter otherwise subject to your indemnification, in which event you agree to cooperate with IWS in asserting any available defenses. You may not settle any claim subject to indemnification without our prior written consent.
11. Governing Law and Venue
These Terms, and any dispute arising out of or relating to them, are governed by and construed in accordance with the laws of the State of New Mexico, without regard to its conflict-of-laws principles and without regard to the United Nations Convention on the International Sale of Goods.
For any dispute or proceeding not subject to arbitration under Section 9 (including enforcement of an arbitration award, a claim for injunctive relief under Section 9.5, or an action in small claims court under Section 9.6), you consent to exclusive jurisdiction and venue in the state and federal courts located in Bernalillo County, New Mexico, and you waive any objection to such jurisdiction or venue on the grounds of inconvenient forum or otherwise.
12. Privacy, Communications, and Recordings
12.1 Privacy
Your use of the Site is also governed by our Privacy Policy, available at liveiws.com/liveiws-privacy-policy, which is incorporated into these Terms by reference. By using the Site, you consent to our data practices as described in the Privacy Policy.
12.2 SMS / TCPA
By providing your phone number, you consent to receive transactional SMS communications (order confirmations, delivery updates) and, if you separately opt in, marketing communications from IWS. Message and data rates may apply. Reply HELP for assistance or STOP to unsubscribe from marketing messages at any time. Consent to marketing communications is not required to make a purchase. Our SMS program is registered under the A2P 10DLC framework. Detailed SMS terms are in the Privacy Policy.
12.3 Email
We may send you transactional and (where consented) marketing emails. Marketing emails contain an unsubscribe mechanism in compliance with the CAN-SPAM Act and applicable state law.
12.4 Do Not Track
IWS does not respond to browser-based Do Not Track ("DNT") signals. We honor recognized Global Privacy Control ("GPC") signals as described in the Privacy Policy.
12.5 Recordings
Onboarding calls, coaching sessions, and group community calls may be recorded for quality, training, and member-replay purposes. You will be notified at the start of any recorded session. By participating in a recorded session, you consent to the recording. Recordings are the property of IWS and are subject to the license restrictions in Section 5.
13. Publicity and Testimonials
If you provide a testimonial, review, or endorsement of IWS or the Services, you grant IWS a perpetual, royalty-free, worldwide license to reproduce, modify (for length and grammar only, without changing the substance), publish, and distribute that testimonial in connection with marketing the Services, with attribution by your first name, last initial, and city or other generic identifier as appropriate. You represent that any testimonial is your own honest opinion and complies with the FTC Endorsement Guides. You may revoke this license prospectively by written notice to IWS at the email address in Section 17, but the revocation does not require IWS to remove copies already distributed in print or to take steps that are not commercially reasonable.
14. Third-Party Links and Services
The Site may contain links to third-party websites or services that are not owned or controlled by IWS. IWS has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. Inclusion of a link to a third-party website does not imply endorsement. You access third-party websites at your own risk.
15. Modifications to These Terms
IWS may update these Terms from time to time to reflect changes in our practices, services, or applicable law.
Material changes. For material changes, IWS will provide notice by (a) posting the revised Terms on the Site with a new effective date and (b) sending an email notice to the email address associated with your account or most recent purchase. Material changes will become effective thirty (30) days after the date of notice, unless a longer or shorter period is required by law. Material changes to the arbitration agreement in Section 9 will not apply retroactively to disputes for which a Notice of Dispute has already been delivered, and you may opt out of any material change to Section 9 by sending a written opt-out notice to IWS within thirty (30) days of the change taking effect; in that case, the version of Section 9 in effect immediately before the change will continue to apply between you and IWS.
Non-material changes (such as corrections to typographical errors, clarifications, or changes required by law that do not adversely affect your rights) are effective on posting.
Continued use. Your continued use of the Site or Services after the effective date of a change constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must cease using the Services before the effective date of the change.
16. Miscellaneous
16.1 Entire Agreement
These Terms, together with the Privacy Policy and any applicable Purchasing Agreement, constitute the entire agreement between you and IWS with respect to the subject matter hereof and supersede all prior and contemporaneous understandings, communications, and agreements, whether oral or written.
16.2 Severability
If any provision of these Terms is held by a court or arbitrator of competent jurisdiction to be invalid, unlawful, or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions continue in full force and effect.
16.3 Waiver
IWS's failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. No waiver by IWS of any breach or default shall be deemed a waiver of any subsequent breach or default. Waivers must be in writing to be effective.
16.4 Assignment
You may not assign or transfer any of your rights or obligations under these Terms without IWS's prior written consent. IWS may freely assign these Terms in connection with a merger, acquisition, sale of assets, reorganization, or other change of control. Any purported assignment in violation of this section shall be null and void.
16.5 Force Majeure
IWS shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including acts of God, natural disasters, fire, flood, severe weather, pandemic or epidemic, civil unrest, war, terrorism, labor disputes, internet or utility outages, supply-chain disruption, or government action, order, or regulation.
16.6 Electronic Contracting and Notices
You agree that these Terms, the Purchasing Agreement, and any notices delivered electronically satisfy any legal requirement that such communications be in writing. Your electronic signature or affirmative assent constitutes your binding agreement to these Terms. Legal notices to IWS must be sent in writing to the email address and physical address in Section 17 and are effective upon receipt. Legal notices to you may be delivered to the email or postal address most recently provided by you to IWS and are effective upon delivery.
16.7 No Third-Party Beneficiaries
These Terms are for the sole benefit of you and IWS and our respective successors and permitted assigns. Designated Trust Persons (Trustees, Beneficiaries, Custodian) are not parties to these Terms and have no rights of enforcement under these Terms or under the Purchasing Agreement, except as may otherwise arise under the trust instrument they are named in or under applicable trust law, which is independent of these Terms.
16.8 Headings; Interpretation
Section headings are for convenience only and do not affect interpretation. The words "include" and "including" are not words of limitation. References to a statute include any successor statute and any regulations promulgated under it. The word "or" is not exclusive.
16.9 Export and Sanctions Compliance
You represent and warrant that you are not located in, and you are not a national or resident of, any country, region, or sub-national jurisdiction with respect to which the United States maintains comprehensive economic sanctions, and that you are not on any U.S. government list of restricted parties (including the OFAC Specially Designated Nationals and Blocked Persons List). You will not export, re-export, transfer, or use the Materials in violation of any applicable export-control or sanctions law.
16.10 Survival
The provisions of these Terms that by their nature should survive termination (including Sections 2, 4 (with respect to refund finality and chargeback obligations), 5, 7, 8, 9, 10, 11, 13, and 16) will survive termination of these Terms or your access to the Services.
16.11 Relationship of the Parties
The parties are independent contractors. Nothing in these Terms creates any partnership, joint venture, agency, fiduciary, employment, or franchise relationship between you and IWS.
17. Contact Information
Questions, concerns, legal notices, DMCA notices, opt-out notices, and other communications regarding these Terms should be directed to:
Infinite Wealth Strategist Ltd Company122 Rose Lane
Frisco, TX 75036
Phone: +1 (918) 574-6765
Email: [email protected]
For matters relating to a specific purchase, you may also contact the IWS Trust Processing Team at the phone number and email above.
